Compiled 2026-05-20 | For AI Global Policy Tool corpus import
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| Circular 2022-03: Adverse Action Notification Requirements in Connection with Credit Decisions Based on Complex Algorithms consumerfinance.gov |
2022-05-26 | Circular | Creditors using AI/ML "black box" models must provide specific, accurate adverse action reasons under ECOA/Reg B; cannot claim technology is too complex to explain. | Interpretive (binding on supervised entities) | Uncertain under Trump CFPB | SEARCH-VERIFIED |
| Chatbots in Consumer Finance (Issue Spotlight) consumerfinance.gov (PDF) |
2023-06-01 | Report | Documents risks of financial institutions deploying chatbots: inaccurate information, failure to resolve disputes, violation of consumer protection obligations. | Non-binding (supervisory spotlight) | Uncertain | SEARCH-VERIFIED |
| Circular 2023-03: Adverse Action Notification Requirements and the Proper Use of the CFPB's Sample Forms (Regulation B) consumerfinance.gov (PDF) |
2023-09-19 | Circular | Extends Circular 2022-03: lenders using AI cannot rely on standard checkbox adverse action forms if they do not reflect actual reasons for denial; must provide specific, accurate reasons. | Interpretive (binding on supervised entities) | Uncertain under Trump CFPB | SEARCH-VERIFIED |
| Comment to Treasury RFI on AI in Financial Services consumerfinance.gov |
2024-08-01 | Comment | CFPB asserts "no exceptions to federal consumer financial protection laws for new technologies"; courts have held algorithmic tools can produce disparate impact liability. | Non-binding (policy position) | Active (historical record) | SEARCH-VERIFIED |
| Interagency AVM Rule: Quality Control Standards for Automated Valuation Models Federal Register |
2024-06-24 | Final Rule | Six agencies (CFPB, Fed, FDIC, NCUA, OCC, FHFA) require mortgage originators using AI/algorithmic valuation models to meet 5 quality control standards including nondiscrimination compliance. Dodd-Frank mandate. | Binding (regulation) | Active (effective ~Q3 2025) | SEARCH-VERIFIED |
| Circular 2024-06: Worker Surveillance and the Fair Credit Reporting Act consumerfinance.gov |
2024-10-24 | Circular | Third-party AI/algorithmic worker monitoring reports (keystroke tracking, productivity scores, driving habits) are consumer reports under FCRA; employers must get consent, provide transparency, allow disputes. | Interpretive (binding on supervised entities) | Uncertain under Trump CFPB | SEARCH-VERIFIED |
| 2024 Fair Lending Report Federal Register |
2024-07-02 | Report | Annual report documenting CFPB fair lending activities including algorithmic bias enforcement; referred four matters to DOJ involving race discrimination in mortgage lending. | Non-binding (annual report) | Active | SEARCH-VERIFIED |
| Final Rule: Eliminating Disparate Impact Under ECOA (Trump-era) Consumer Finance Monitor |
2026-05-04 | Final Rule | Trump CFPB eliminates use of disparate impact analysis under ECOA, significantly weakening the tool used to identify algorithmic bias in lending decisions. Directly undermines prior AI fairness guidance. | Binding (regulation) | Active (Trump admin) | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| AI Risk Management Framework (AI RMF 1.0) - NIST AI 100-1 NIST (PDF) |
2023-01-26 | Framework | Voluntary framework for trustworthy AI with four core functions (Govern, Map, Measure, Manage); intended for all organizations designing, developing, deploying, or using AI systems. | Non-binding (voluntary) | Active | SEARCH-VERIFIED |
| AI RMF Playbook nist.gov |
2023-01-26 | Companion | Suggested actions, references, and guidance for implementing AI RMF 1.0 across all four functions; companion to the base framework. | Non-binding (voluntary) | Active | SEARCH-VERIFIED |
| Adversarial Machine Learning: A Taxonomy and Terminology of Attacks and Mitigations - NIST AI 100-2 E2023 NIST CSRC |
2024-01-04 | Technical Report | Taxonomy of adversarial ML attacks (evasion, poisoning, privacy) and mitigations; covers predictive and generative AI. Updated edition (E2025) released subsequently. | Non-binding (voluntary) | Active (E2025 supersedes) | SEARCH-VERIFIED |
| Generative AI Profile - NIST AI 600-1 NIST (PDF) |
2024-07-26 | Profile | Cross-sectoral companion to AI RMF for generative AI; identifies 12 risk categories (CBRN, confabulation, harmful bias, IP, data privacy, etc.) with 200+ suggested actions mapped to RMF functions. | Non-binding (voluntary) | Active | SEARCH-VERIFIED |
| Reducing Risks Posed by Synthetic Content - NIST AI 100-4 NIST (PDF) |
2024-11-20 | Technical Report | Technical approaches to digital content transparency: watermarking, metadata recording, content authentication for AI-generated images, video, audio, text. Notes limitations of all approaches against malicious actors. | Non-binding (voluntary) | Active | SEARCH-VERIFIED |
| Guidelines for Evaluating Differential Privacy Guarantees - SP 800-226 NIST (PDF) |
2025-03-06 | Guidelines | Guidelines for implementing differential privacy in AI/data systems; identifies privacy hazards and evaluation factors. Fulfills EO 14110 assignment (survives revocation as NIST work product). | Non-binding (voluntary) | Active | SEARCH-VERIFIED |
| U.S. AI Safety Institute (AISI) / AI Safety Institute Consortium (AISIC) nist.gov |
2024-02-01 | Institution | Consortium housed at NIST uniting industry, academia, civil society for AI safety research across 5 areas: GenAI risk management, synthetic content, evaluations, red-teaming, model safety/security. | Non-binding (voluntary consortium) | Active | SEARCH-VERIFIED |
| TRAINS Taskforce (Testing Risks of AI for National Security) nist.gov |
2024-11-01 | Taskforce | Government taskforce to develop AI evaluation methods, benchmarks, and conduct national security risk assessments and red-teaming exercises for AI models. | Non-binding (government coordination) | Uncertain under Trump admin | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| Blueprint for an AI Bill of Rights: Making Automated Systems Work for the American People Archived White House |
2022-10-04 | Framework | Five principles for automated systems: safe/effective systems, algorithmic discrimination protections, data privacy, notice/explanation, human alternatives and fallback. Non-binding aspirational framework. | Non-binding (framework) | Archived (Biden admin) | SEARCH-VERIFIED |
| EO 14110: Safe, Secure, and Trustworthy Development and Use of Artificial Intelligence Federal Register |
2023-10-30 | Executive Order | Comprehensive Biden AI EO: safety testing, content authentication, privacy, equity, worker protections, federal use standards. Triggered most agency guidance in this inventory. | Binding on federal agencies (was) | Revoked Jan 20, 2025 | SEARCH-VERIFIED |
| M-24-10: Advancing Governance, Innovation, and Risk Management for Agency Use of AI White House (PDF) |
2024-03-28 | OMB Memo | Required Chief AI Officers, AI governance boards, minimum risk management for safety/rights-impacting AI, annual AI use case inventories. Built on AI Bill of Rights + NIST RMF. | Binding on federal agencies (was) | Rescinded by M-25-21 (April 2025) | SEARCH-VERIFIED |
| M-24-18: Advancing the Responsible Acquisition of AI in Government White House (PDF) |
2024-09-24 | OMB Memo | 36-page AI procurement guidance: risk management for acquired AI, privacy/security/interoperability requirements, competitive market promotion. Applied to contracts from March 2025. | Binding on federal agencies (was) | Rescinded by M-25-22 (April 2025) | SEARCH-VERIFIED |
| EO 14179: Removing Barriers to American Leadership in Artificial Intelligence Federal Register |
2025-01-23 | Executive Order | Trump AI EO revoking EO 14110; shifts toward deregulation and innovation promotion; directs OMB to revise M-24-10 and M-24-18 within 60 days. | Binding on federal agencies | Active | SEARCH-VERIFIED |
| M-25-21: Accelerating Federal Use of AI through Innovation, Governance, and Public Trust White House |
2025-04-03 | OMB Memo | Replaces M-24-10; reduces "bureaucratic restrictions" while maintaining safeguards for civil rights/privacy; requires agency AI strategies within 180 days; redefines risk categories as "high-impact AI." | Binding on federal agencies | Active | SEARCH-VERIFIED |
| M-25-22: Driving Efficient Acquisition of AI in Government White House |
2025-04-03 | OMB Memo | Replaces M-24-18; AI procurement guidance with Buy American emphasis; applies to contracts from Sept 30, 2025. Requirements and recommendations for federal AI acquisition. | Binding on federal agencies | Active | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| HTI-1 Final Rule: Health Data, Technology, and Interoperability (ONC) Federal Register |
2024-01-09 | Final Rule | First federal regulation requiring AI transparency in health IT: developers of predictive decision support interventions (AI/ML in EHRs) must report on data sources, performance, bias testing. Compliance by Dec 31, 2024. | Binding (regulation) | Active | SEARCH-VERIFIED |
| CMS Interoperability and Prior Authorization Final Rule (CMS-0057-F) CMS |
2024-01-17 | Final Rule | Improves prior authorization processes; requires transparency in coverage determination algorithms. Prior authorization should not delay or discourage care. | Binding (regulation) | Active | SEARCH-VERIFIED |
| CMS FAQ: Medicare Advantage AI and Algorithm Use in Coverage Determinations Norton Rose Fulbright analysis |
2024-02-06 | FAQ/Guidance | MA organizations may use AI in coverage determinations but must base decisions on individual patient data (not aggregate predictions); cannot apply non-public internal criteria; AI cannot shift coverage criteria over time. | Interpretive guidance | Active | SEARCH-VERIFIED |
| Section 1557 Nondiscrimination Final Rule (OCR/HHS) Bipartisan Policy Center analysis |
2024-07-05 | Final Rule | ACA Section 1557 rule requiring healthcare entities to make reasonable efforts to identify and mitigate AI discrimination risks based on race, sex, age, disability. Affirmative AI anti-discrimination obligations effective May 1, 2025. | Binding (regulation) | Active but Trump admin may revise | SEARCH-VERIFIED |
| FDA Final Guidance: Predetermined Change Control Plans for AI-Enabled Device Software McDermott analysis |
2024-12-03 | Guidance | Framework allowing AI/ML medical device manufacturers to pre-specify planned modifications (PCCPs) without new marketing submissions for each update. 74 devices with authorized PCCPs as of Sept 2024. | Non-binding (guidance) | Active | SEARCH-VERIFIED |
| FDA AI/ML Medical Device Authorizations (cumulative) FDA |
2024-12-31 | Database | 1,016 cumulative AI/ML medical device authorizations through Dec 2024; 168 new in 2024 alone (94.6% via 510(k)). Radiology dominates (74.4%). 24 countries represented. | N/A (database) | Active (ongoing) | SEARCH-VERIFIED |
| OCR "Dear Colleague" Letter on AI and Language Access OCR (PDF) |
2024-12-05 | Guidance | Addresses requirements for machine translation and AI under language access provisions of the Section 1557 nondiscrimination rule. | Interpretive guidance | Uncertain under Trump admin | SEARCH-VERIFIED |
| HHS AI Strategic Plan HHS.gov |
2025-12-04 | Strategic Plan | Five-pillar strategy: governance/risk management, infrastructure, workforce development, health research, care delivery modernization. 271 active AI use cases in FY2024, growing 70% in FY2025. Trump-era document focusing on adoption. | Non-binding (internal strategy) | Active | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| Chair Gensler Speech: "AI, Finance, Movies, and the Law" (Yale Law School) SEC.gov |
2024-02-13 | Speech | SEC Chair warns against AI washing and boilerplate AI disclosures; advises companies discussing AI in earnings calls to consider materiality; AI disclosures may be appropriate in 10-K risk factors, MD&A, proxy statements. | Non-binding (guidance by implication) | Historical (Gensler departed) | SEARCH-VERIFIED |
| In re Delphia (USA) Inc. and Global Predictions Inc. - First AI-Washing Enforcement Actions SEC.gov |
2024-03-18 | Enforcement | First-ever SEC AI-washing cases: Delphia falsely claimed AI/ML that "predict which companies are about to make it big"; Global Predictions falsely claimed to be "first regulated AI financial advisor." Penalties: $225K and $175K respectively. Violations of Investment Advisers Act Sections 206(2), 206(4), Marketing Rule, Compliance Rule. | Binding (settled order) | Active (precedent) | SEARCH-VERIFIED |
| SEC v. Ilit Raz / Joonko Diversity Inc. - AI Startup Fraud SEC.gov |
2024-06-11 | Enforcement | Charged CEO of AI recruitment startup with defrauding investors of $21M+ by fabricating customers, revenues, and AI capabilities. "Old school fraud using new school buzzwords like 'artificial intelligence.'" | Binding (enforcement action) | Active (precedent) | SEARCH-VERIFIED |
| Division of Corporation Finance: AI Disclosure Priority Statement Alston & Bird analysis |
2024-06-24 | Staff Statement | Corp Fin director highlights AI as disclosure priority: significant increase in companies mentioning AI in annual reports; SEC assessing whether AI definitions are clear, disclosures are tailored (not boilerplate), and focus on actual use. | Non-binding (staff guidance) | Uncertain under new SEC chair | SEARCH-VERIFIED |
| Office Hours: Systemic Risk in Artificial Intelligence SEC.gov |
2024-09-19 | Speech | Gensler warns of systemic risk from concentrated AI model providers in financial services; herding behavior from similar AI models could amplify market instability. | Non-binding (speech) | Historical | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| Joint Statement on Enforcement Efforts Against Discrimination and Bias in Automated Systems (DOJ + CFPB + EEOC + FTC) FTC (PDF) |
2023-04-25 | Joint Statement | Four agencies pledge to enforce existing laws against AI discrimination: "no AI exemption to the laws on the books." Identifies data bias, model opacity, and design flaws as discrimination sources. | Non-binding (enforcement signal) | Uncertain (Biden-era leadership) | SEARCH-VERIFIED |
| DAG Monaco Speech: Stiffer Sentences for AI-Augmented Crimes Morrison Foerster analysis |
2024-02-14 | Speech/Policy | DAG Monaco directs prosecutors to seek enhanced penalties for crimes "made significantly more dangerous by the misuse of AI," comparing AI to firearms as a crime-enhancing tool. Part of broader AI enforcement initiative. | Non-binding (prosecutorial guidance) | Uncertain under Trump DOJ | SEARCH-VERIFIED |
| Five Additional Agencies Join Civil Rights AI Enforcement Pledge (DOJ + ED + HHS + DHS + HUD + DOL) DOJ |
2024-04-04 | Joint Pledge | Expands April 2023 statement: Education, HHS, DHS, HUD, Labor join DOJ/FTC/CFPB/EEOC pledge on AI civil rights enforcement. Consumer Protection Branch of DOJ Civil Division also joins. Total: 9 agencies. | Non-binding (enforcement signal) | Uncertain under Trump admin | SEARCH-VERIFIED |
| US v. RealPage Inc. - Algorithmic Pricing Antitrust Suit Analysis |
2024-08-01 | Enforcement | DOJ Antitrust + 8 state AGs sue RealPage for AI-trained rental pricing algorithm that aggregates competitor data and outputs price recommendations adopted at high rates. Rule of reason theory (not per se). | Binding (litigation) | Active (pending) | SEARCH-VERIFIED |
| Updated Evaluation of Corporate Compliance Programs (Criminal Division) Covington analysis |
2024-09-23 | Guidance | Updated compliance guidance requires companies to assess and manage AI-related risks; evaluates how companies address AI use, algorithmic revenue management software antitrust risks, and whether compliance personnel are involved in AI deployment. | Prosecutorial guidance (shapes enforcement) | Active | SEARCH-VERIFIED |
| Civil Rights Division AI Convening DOJ CRT |
2024-10-09 | Convening | Civil Rights Division convened principals of federal agency civil rights offices and senior officials to foster AI and civil rights coordination across government. | Non-binding (coordination) | Uncertain under Trump admin | SEARCH-VERIFIED |
| Artificial Intelligence and Criminal Justice Final Report DOJ (PDF) |
2024-12-03 | Report | Comprehensive report on AI applications across the criminal justice system: opportunities, challenges, and guidance for responsible deployment. | Non-binding (report) | Active (reference) | SEARCH-VERIFIED |
| DOJ AI Use Case Inventory (315 entries) DOJ |
2025-01-01 | Inventory | 315 AI use cases in 2025 inventory (30.7% increase from 2024); reflects growing AI adoption across DOJ components including AI Hub for workforce training. | N/A (inventory) | Active | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| Declaratory Ruling: AI-Generated Voices in Robocalls Are "Artificial" Under TCPA (FCC 24-17) FCC (PDF) |
2024-02-08 | Declaratory Ruling | Unanimously confirms AI-generated/cloned voices are "artificial" under TCPA, making AI voice robocalls illegal without prior express consent. Effective immediately. Enables civil enforcement, carrier blocking, and individual lawsuits. | Binding (ruling) | Active | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| 2023-2024 CISA Roadmap for Artificial Intelligence CISA |
2023-11-01 | Roadmap | Five lines of effort: (1) use AI for cyberdefense, (2) secure-by-design AI adoption, (3) mitigate AI threats to critical infrastructure, (4) international collaboration, (5) workforce education. Completed initial sector risk assessments Jan 2024. | Non-binding (agency roadmap) | Uncertain under Trump DHS | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| Copyright Registration Guidance: Works Containing Material Generated by Artificial Intelligence Federal Register |
2023-03-16 | Registration Guidance | Human authorship required for copyright; applicants must disclose AI-generated content and explain human contribution. Mere prompts do not qualify. AI outputs copyrightable only where human determined sufficient expressive elements. | Binding (registration policy) | Active | SEARCH-VERIFIED |
| Copyright and Artificial Intelligence, Part 1: Digital Replicas Copyright Office blog |
2024-07-31 | Report | Recommends Congress establish federal right protecting individuals from unauthorized digital replicas (deepfakes) during their lifetimes. Part of multi-part AI study. | Non-binding (recommendation to Congress) | Active | SEARCH-VERIFIED |
| Copyright and Artificial Intelligence, Part 2: Copyrightability Copyright Office (PDF) |
2025-01-29 | Report | Works entirely generated by AI are not copyrightable; confirms human authorship requirement; analyzes when human creative arrangement or modification of AI output may qualify for protection. | Non-binding (policy report) | Active | SEARCH-VERIFIED |
| Copyright and Artificial Intelligence, Part 3: Training Copyright Office |
2025-05-09 | Report | 107-page analysis of whether using copyrighted works for AI training constitutes fair use. Sets out framework for evaluating fair use in AI training context. Licensing implications section still expected. | Non-binding (policy report) | Active | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| Inventorship Guidance for AI-Assisted Inventions Federal Register |
2024-02-13 | Guidance | AI-assisted inventions are not categorically unpatentable; inventorship analysis focuses on human contributions. AI cannot be named as inventor (Federal Circuit precedent). Applied Pannu joint inventorship factors. | Binding (examiner guidance) | Rescinded Nov 2025 | SEARCH-VERIFIED |
| Revised Inventorship Guidance for AI-Assisted Inventions Federal Register |
2025-11-28 | Guidance | Replaces Feb 2024 guidance; withdraws Pannu factors for AI-assisted inventions; confirms same legal standard applies regardless of AI use; no separate framework needed for AI-assisted inventions. | Binding (examiner guidance) | Active | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| Request for Information on Uses, Opportunities, and Risks of AI in Financial Services Treasury (PDF) |
2024-06-12 | RFI | Solicited 103 comment letters from financial firms, consumer groups, tech providers on AI risks and opportunities in financial services. Informed subsequent report and guidance. | Non-binding (RFI) | Active (historical) | SEARCH-VERIFIED |
| Report on AI in Financial Services Treasury |
2024-12-01 | Report | Summarizes RFI themes: increasing AI use, GenAI expanding use cases but introducing new risks (privacy, bias, third-party concentration). Recommends regulatory gap analysis, coordination among financial regulators, data standards. | Non-binding (report) | Active | SEARCH-VERIFIED |
| AI Lexicon + Financial Services AI Risk Management Framework (FS AI RMF) Treasury |
2026-02-01 | Framework | Shared AI terminology lexicon and sector-specific risk management framework for financial services; part of a six-resource series for secure and resilient AI in finance. Trump-era initiative. | Non-binding (voluntary framework) | Active | SEARCH-VERIFIED |
| Title | Date | Type | Summary | Binding | Status | Verified |
|---|---|---|---|---|---|---|
| Toolkit for Safe, Ethical, and Equitable AI Integration + OCR Guidance on Discriminatory Use of AI ED.gov |
2024-10-01 | Toolkit/Guidance | Pursuant to EO 14110: toolkit for responsible AI in education; OCR companion guidance on avoiding discriminatory AI use in schools with illustrative examples of civil rights law application. | Non-binding (guidance) | Uncertain under Trump ED | SEARCH-VERIFIED |
| Supplemental Priority: AI Literacy and Computer Science Education ED.gov |
2024-10-01 | Proposed Priority | Proposes federal funding priority for integrating AI literacy into K-12 teaching, expanding AI/CS education, supporting educator professional development, using AI for personalized learning. | Non-binding (proposed funding priority) | Uncertain under Trump ED | SEARCH-VERIFIED |
| Category | Count | Examples |
|---|---|---|
| Binding regulations / rules | 7 | HTI-1, AVM Rule, FCC TCPA ruling, Section 1557, CMS Prior Auth, CFPB disparate impact rollback, Copyright registration guidance |
| Executive orders | 2 | EO 14110 (revoked), EO 14179 (active) |
| OMB memoranda (binding on agencies) | 4 | M-24-10 (rescinded), M-24-18 (rescinded), M-25-21, M-25-22 |
| Enforcement actions (binding precedent) | 4 | SEC Delphia/Global Predictions, SEC Joonko, DOJ RealPage |
| Agency guidance / circulars | 12+ | CFPB circulars, FDA PCCP guidance, USPTO inventorship, CMS FAQ |
| Voluntary frameworks | 8+ | NIST AI RMF, AI Bill of Rights, CISA Roadmap, Treasury FS AI RMF |
| Reports / studies | 12+ | Copyright Office Parts 1-3, DOJ Criminal Justice, NIST AI 100-2/4, Treasury AI Report |
| Joint statements / speeches | 6+ | 4-agency joint statement, 9-agency pledge, Monaco speech, Gensler speeches |